Before I get too far into today’s post, I want to let you know that I am extremely aware of the catastrophically terrible financial impact 99% of us have experienced as a result of the COVID-19 pandemic. Even as billionaires have increased their profits by trillions of dollars, many of us are facing evictions and bare cupboards. When you’re experiencing the bottoming-out of the market, you have an opportunity to build back. Use this time to plan for the rebound,…..